I was reading through an email sent to me by Caring.com, a site I just found out about this past weekend that deals with caregivers and seniors. In the site I saw a post called "9 Government Benefits You Might Be Missing Out On" It is under Government Benefits. It describes different areas of help your elderly parent or family member may be able to take advantage of. Here is a quick review of the 9 (take a look at the site for more information):
1. Social security payments to dependents: these are payments made to the spouse of the deceased or any children or stepchildren under 18 years of age. The widowed spouse must be over 62 or over 50 if disabled. If this spouse is caring for children under 16, then age does not matter. Grandchildren might also collect. Check with your local Social Security Office.
2. Shoes for diabetics: anyone who is diabetic and eligible for Medicare Part B and meet your yearly deductible.Then Medicare can pay for possibly 80% of the cost. You get custom made shoes and 3 pairs of inserts. You need to be under a doctor's care for diabetes management and suffering from serious foot problems. You will need prescription from your doctor or podiatrist. Please talk to you doctor or podiatrist to see if you qualify.
3. Free rides: for people with mobility problems and seniors who need transportation to appointments and activities. These may vary but usually it is a van that brings you door-to-door; you need to schedule it - need to make an appointment. Local aging service agencies will be able to give you more information.
4. Low-interest loans for small businesses affected by disaster: any business or non-profit damaged in a disaster, up to $2 million in low-interest, long-term loans. A lot of seniors still work, maybe still own a business; contact the Small Business Administration.
5. Home or car modifications for veterans: veterans with a disability can look into this. This is for a loan or loan guarantee to buy a house or car, or make modifications to an existing house or car. If you have a veteran family member take a look at the Veterans Benefits.
6. Free credit check: open to everyone. Just make sure you go to the federally authorize website to make sure you can take advantage of all 3 of the major reporting companies.
7. Therapy for Alzheimer's patients: for patient's with Alzheimer's or other forms of dementia covered under Medicare Part B. You may be able to get out-patient occupational, speech, and/or physical therapy. Your doctor needs to prescribe therapy and use a Medicare certified therapist. If you have Medicare Part C, Medicare Advantage might help.
8. Burial benefits for veterans: for veteran's approved for eligibility through Veteran's Administration. You get a headstone, grave site and maybe a burial allowance. This is normally in a national or state veteran's cemetery. The VA may help with burial in a private cemetery - just check.
9. Help with household chores: for those over 60 and disabled - you may get home, yard, and moving help. Check with a local service Agency on Aging to get the details. There may be a fee involved.
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4 Signs of Caregiving Stress Overload
ElderCarelink email posts 4 signs that should not be overlooked by you, the caregiver, or a close family member or friend. They report that even though the immediate caregiver may not be helping in direct care, the mind is never far from the needs of the older person, thinking about meals, falling, medications. Take the opinion of a family member or friend if they are telling you that you are stressed. Four signs: you skip your own physicals; you isolate yourself from others; you eat and/or drink too much for good health; you are short tempered with the elder, your spouse or your children. If any or all of these sound familiar, take a break no matter how short in order to recharge. For more information on caregiver stress see ElderCarelink
You can check out my ranting and stream of consciousness writing about looking at adult service providers with Will.
A Caregiver's Poem
I was looking through a 'Caregiver's Blog: Senior Care Support' and came across a poem that was shared by a writer, Dana, from the blog. The poem was written by Becky Netherland and Dana's grandmother shared it with her. I thought it was great and there is not much to say about it - just read!!! Enjoy!!
(picture from Caregivers Blog)
I’ve traveled paths you’ve yet to walk
Learned lessons old and new
And now this wisdom of my life
I’m blessed to share with you
Let kindness spread like sunshine
Embrace those who are sad
Respect their dignity, give them joy
And leave them feeling glad
Forgive those who might hurt you
And though you have your pride
Listen closely to their viewpoint
Try to see the other side
Walk softly when you’re angry
Try not to take offense
Invoke your sense of humor
Laughter’s power is immense!
Express what you are feeling
Your beliefs you should uphold
Don’t shy away from what is right
Be courageous and be bold
Keep hope right in your pocket
It will guide you day by day
Take it out when it is needed
When it’s near, you’ll find a way
Remember friends and family
Of which you are a precious part
Love deeply and love truly
Give freely from your heart
The world is far from perfect
There’s conflict and there’s strife
But you still can make a difference
By how you live your life
And so I’m very blessed to know
The wonders you will do
Because you are my granddaughter
And I believe in you.
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