Sunday, October 13, 2013

Medi-Share: A Healthcare Sharing Program.

I overheard my husband talking to someone who is looking into some type of health coverage about a program he heard about on a radio station. It is called Medi-Share, a Christian Care Ministry, & it has been in business since 1993 with over $750 million being shared and discounted amoung its members. "It is a healthcare sharing program where Christians share financial resources to pay each other's medical expenses." It is not-for-profit, members make the rules.
How does it work? Your monthly share is matched with another's bills. Christian Care Ministry takes care of the sharing of costs & provides members with a secure way of seeing who you are sharing with so you can pray for them & encourage them.
Based on an Annual Household Portion (AHP), your share amount is 'the annual amount of eligible medical bills that a household is responsible for before medical bills will be published for sharing'. This amount is for the entire family. There are portion options listed here.
They offer a health incentive which allows for a monthly share reduction of 20% for those meeting certain health criteria. This also has a special provision making Medi-Share members EXEMPT from the mandate to purchase insurance by 2014 or pay fines. Guidelines are here. There is a program for seniors. They also offer a plan for groups: churches and Christian employers. Take the time to review it to see if it may be a good fit for you and your family.

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Grandma’s Pearls of Wisdom:
(picture from Caregivers Blog)

I’ve traveled paths you’ve yet to walk
Learned lessons old and new
And now this wisdom of my life
I’m blessed to share with you
Let kindness spread like sunshine
Embrace those who are sad
Respect their dignity, give them joy
And leave them feeling glad
Forgive those who might hurt you
And though you have your pride
Listen closely to their viewpoint
Try to see the other side
Walk softly when you’re angry
Try not to take offense
Invoke your sense of humor
Laughter’s power is immense!
Express what you are feeling
Your beliefs you should uphold
Don’t shy away from what is right
Be courageous and be bold
Keep hope right in your pocket
It will guide you day by day
Take it out when it is needed
When it’s near, you’ll find a way
Remember friends and family
Of which you are a precious part
Love deeply and love truly
Give freely from your heart
The world is far from perfect
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By how you live your life
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The wonders you will do
Because you are my granddaughter
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