The Executive Suite" by + Kelly Schaefer that gives ideas on how to fundraise for personal debt from government grants, benefits, or do-it-yourself fundraising. Here is what Kelly mentions:
**Grants and public assistance: "The U.S. government provides numerous grants and public assistance programs to citizens in the most dire financial need. Low-income families and individuals who meet state regulated guidelines are often eligible to receive funding through welfare programs to ensure basic survival needs. Depending on your income, number of dependents and employment status, you might be eligible to receive food stamps, Medicaid and monthly cash allowance benefits. Contact your state department of health and human services -- or a similar agency -- for application information and eligibility guidelines. You can also explore Benefits.gov website for personal grant opportunities."
**Crowdfunding opportunities: "Crowdfunding is a way of soliciting donations from a public audience by setting a financial goal and pleading your cause. This is typically accomplished by setting up a profile on a crowdfunding website. You compose a short summary of your needs and outline a specific financial goal you need to meet to resolve your financial issue. Your case is received and verified by web administrators and -- if approved -- posted publicly with links to accept pledges and donations. The Modest Needs organization helps needy families and individuals raise funds for anything from overdue utility bills to funds to cover medical expenses. Edu Lender (edulender.com/community/) is a similar site focusing on the financial needs of struggling college students."
**fundraising events: "Hosting community social events is often a fun and effective way to raise money to help put a dent in your debt. If you belong to a church, community center or similar facility, look into renting a conference or banquet room to hold an event. Depending on the cause of your debt and personal situation, some organizations may loan you the space free of charge. Pancake breakfasts and spaghetti dinners are relatively inexpensive to organize and provide an opportunity for neighbors to come together in a social atmosphere. Estimate the costs of food and materials and expected head count to establish a fair yet profitable admission fee. Promote the event at least one month in advance via email marketing, flier distribution and posting ads in local bulletin boards."
**Rummage sales: "You can easily earn money to clear your debts -- while clearing unwanted clutter too -- by selling discarded household items. Take a look around your garage, basement, closets and storage units for seldom used belongings and assemble a sales inventory. One man's trash may be another's treasure. Gather all unwanted items and hold a yard or garage sale to make immediate on-the-spot sales. You may be able to increase your profit by listing items on eBay where buyers can bid in online auctions to "win" your items."
Lots of great ideas you might want to consider. Thank you again +Kelly.
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4 Signs of Caregiving Stress Overload
ElderCarelink email posts 4 signs that should not be overlooked by you, the caregiver, or a close family member or friend. They report that even though the immediate caregiver may not be helping in direct care, the mind is never far from the needs of the older person, thinking about meals, falling, medications. Take the opinion of a family member or friend if they are telling you that you are stressed. Four signs: you skip your own physicals; you isolate yourself from others; you eat and/or drink too much for good health; you are short tempered with the elder, your spouse or your children. If any or all of these sound familiar, take a break no matter how short in order to recharge. For more information on caregiver stress see ElderCarelink
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A Caregiver's Poem
I was looking through a 'Caregiver's Blog: Senior Care Support' and came across a poem that was shared by a writer, Dana, from the blog. The poem was written by Becky Netherland and Dana's grandmother shared it with her. I thought it was great and there is not much to say about it - just read!!! Enjoy!!
(picture from Caregivers Blog)
I’ve traveled paths you’ve yet to walk
Learned lessons old and new
And now this wisdom of my life
I’m blessed to share with you
Let kindness spread like sunshine
Embrace those who are sad
Respect their dignity, give them joy
And leave them feeling glad
Forgive those who might hurt you
And though you have your pride
Listen closely to their viewpoint
Try to see the other side
Walk softly when you’re angry
Try not to take offense
Invoke your sense of humor
Laughter’s power is immense!
Express what you are feeling
Your beliefs you should uphold
Don’t shy away from what is right
Be courageous and be bold
Keep hope right in your pocket
It will guide you day by day
Take it out when it is needed
When it’s near, you’ll find a way
Remember friends and family
Of which you are a precious part
Love deeply and love truly
Give freely from your heart
The world is far from perfect
There’s conflict and there’s strife
But you still can make a difference
By how you live your life
And so I’m very blessed to know
The wonders you will do
Because you are my granddaughter
And I believe in you.
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